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Swan

Embedded banking platform letting European companies plug accounts, cards, and payments directly into their products.

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About

Swan is an embedded banking platform that lets European companies plug accounts, cards, and payments into their own products. Customers include Agicap, Pennylane, Lucca, Indy, and Accountable, alongside 150+ other companies across Europe.

The platform powers over €1.5 billion in monthly transactions, with 1M+ cards issued and 70,000+ card transactions a day. Swan holds its own ACPR license in France, so partner platforms ship banking features without taking on the regulatory side themselves.

300+ Swanees across Paris (HQ), Bordeaux, Berlin, Barcelona, Amsterdam, and Milan, representing 57 nationalities. Total funding raised: €100M.