About

SoFi is a financial technology company operating as a nationally chartered online bank, providing comprehensive financial services through a digital-first platform. Founded in August 2011 by Stanford University graduate students, the company is headquartered in San Francisco.

Products
The lineup spans Lending (personal loans, student loan refinancing, mortgages, auto loans, small business financing), Banking (checking, savings, debit cards, cash management), Investing (commission-free stock and ETF trading, retirement accounts, robo-advisor), Insurance (life, auto, home, renters via partners), a Cash-back Credit Card, and Cryptocurrency trading inside the banking app.

Tools
Additional tools include SoFi Relay (financial tracking), Cash Coach (AI-powered savings optimization), and SoFi Pay for international money transfers.