Form3
Cloud-native payment technology platform enabling financial institutions to process real-time account-to-account payments.
About
Form3 is a payment technology company that provides a modern, cloud-native, real-time account-to-account payment platform. Their solution removes reliance on outdated infrastructure and enables connectivity across multiple payment schemes including ACH, SEPA, and UK payment systems through a single API integration.
The platform is built on a multi-cloud architecture running on AWS, GCP, and Azure, using enterprise-grade, highly scalable microservices. Form3 serves major financial institutions including Lloyds Bank, Barclays, JP Morgan, and Nationwide. The company is based in the UK and maintains an active open-source presence with Go-based infrastructure tooling on GitHub.