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EarnIn

Earned wage access platform letting workers cash out earned wages early plus credit monitoring and FDIC-insured savings.

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About

EarnIn is an earned wage access app that lets workers tap pay they've already earned before payday. Cash Out moves up to $150 a day and $1,000 per pay period with no mandatory fees, no interest, and no credit check. Live Pay covers up to $1,500 per pay period, Early Pay pulls direct deposits in up to two days sooner for $2.99, and Balance Shield, Credit Monitoring, and Tip Yourself round out the consumer side. There's also a payroll product for businesses.

Members range from teachers and nurses to fast food workers and military personnel. The app has 29M+ downloads, 4.8 stars on the App Store, and 4.7 stars on Google Play.

Mission

"Reimagining the way money moves to empower every person's potential."